Our Team


The team at Plumb Financial Services are equipped and qualified to advise you on a wide range of issues, including: Investments, Trusts, Tax Planning, Inheritance Tax and Estate Planning, Pensions, Mortgages and Life and Health Insurances. 

We also offer advice on Pensions, Insurance and Employee Benefit schemes for small business owners and corporate clients.
Nick Plumb
Nick
Plumb

Nick Plumb

About Nick

As you probably gathered from the ‘home’ page, Nick simply does not do technology. He’s a people person – not a techno geek. He hates downloads, devices, apps, text messages, and most forms of unecessary technology and automation, and prefers to deal with real people – not machines or call centres.
Nick prides himself on being a down to earth and approachable financial adviser, who has over 18 years experience of working within the Financial and Legal Services sectors.
Amongst his qualifications Nick holds the Chartered Insurance Institute Financial Planning Certificate, the Advanced Financial Planning Certificate in Taxation and Trusts, and he has already attained QCF level 4 or ‘Diploma’ status, which is the new Financial Services Industry qualification ‘standard’ that will apply from 2013. Nick has just commenced studying for his Society of Trust and Estate Practitioners (STEP) Diploma, and he is also working towards Chartered status as a Financial Adviser. Nick is also a full member of The Institute of Professional Willwriters.
Plumb Financial Services has clients all over the UK, including Scotland and Northern Ireland and Nick regularly travels to these areas to meet with clients. He is particularly experienced in offshore investments, working with clients who work and/or reside overseas, and with advising ex-pats and non-UK domiciled clients.
Nick is a frequently published and respected contributor to the financial trade press and his technical articles have appeared in publications such as Money Marketing, International Investment, Investment Week, Money Management, and Financial Adviser. He is also a regular on the UK financial services lecture circuit where he speaks on the subjects of tax planning and trusts to other financial advisers.
He is a regular media commentator on the subjects of Investments and Inheritance Tax planning, and he provides Budget Day commentary and analysis for BBC Radio Suffolk in Ipswich. Nick also writes personal finance columns in several regional newspapers and magazines. In East Anglia he writes a monthly column in the Bury Free Press newspaper and for the ‘In Touch’ magazine group.
When he gets a bit of free time, Nick is a keen wildlife photographer and a season ticket holder at Manchester City Football Club.
Graham Spearman
Graham
Spearman

Graham Spearman

About Graham

Having spent 29 years as a front line banker, culminating in 10 years as a Small Business Manager, Graham was eager to continue his career working on a face to face basis helping people with their financial affairs.
Graham has now been an Independent Financial Adviser for 12 years and has completed all the qualifications required to continue advising Clients in the future. Like Nick, Graham is QCF Level 4 (Diploma) qualified.
Graham has joined Plumb Financial Services as our Mortgage Specialist. In addition to providing advice on all types of residential and commercial mortgages, and Equity Release mortgages, Graham can also provide a complete overview and review service covering all aspects of advice on general financial planning issues, including life and ill health insurances, savings, investments and pensions.
Outside work Graham has been a member of Round Table, is a volunteer with The Prince’s Trust, enjoys Choral Singing, and is actively involved in his local church as Treasurer.
Graham is currently trying to teach Nick how to receive and send e-mails using his mobile phone. This may prove to be Graham’s most difficult task to-date.
Beverly Baxter
Beverly
Baxter

Beverly Baxter

About Beverly

Beverley is the practice ‘At Retirement’ Specialist. She has considerable experience in retirement planning and advising clients on the options available to them when approaching or at retirement.
This includes annuity purchase, drawdown contracts and the new ‘third way’ retirement products now available from many providers.
She likes to advise clients holistically, looking at all their financial planning needs, and she is equally at home advising on savings, investments and protection products, as she is when working with clients facing retirement.
Beverley began her career in Financial Services in 2002 as an Independent Financial Adviser and has maintained that independent position ever since. Like Nick and Graham, she is qualified to QCF level 4 or ‘Diploma’ Level and is a member of the Chartered Insurance Institute and Personal Finance Society.
Beverley likes to wind down by spending time experimenting in the kitchen, gardening and tending to the bits that the chickens don’t get to first, and taking her dog for long walks in the country with her family.

Want to know more?

Call us on 01473 830301 or email at plumbfs@aol.com